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Loan Exit Session and Return to Title IV Information

Special rules apply when students drop below 6 credits or totally withdraw - especially if you have borrowed student loans. Use the chart below to help determine what steps you should take. Information which applies to all Financial Aid students is listed at the top of the chart. If you also borrowed student loans while at RCTC, the instructions at the bottom of the chart also apply to you.

If you are graduating at the end of the current semester, we would ask that you take a minute to stop at the Financial Aid Office to touch base with us. You may need to complete final paperwork at the Financial Aid Office before you leave campus. We can also assist you with the transfer of your Financial Aid if you are continuing your education at another College.

As always, please contact the Financial Aid Office if you have questions or concerns.

	Drop Below 6 credits	Totally Withdraw	Graduate
All Financial Aid Students	Your drop and/or withdrawal will affect your completion rate. You must complete at least 67% of the courses you register for to remain eligible for Financial Aid. See the Financial Aid Satisfactory Academic Progress Policy and/or meet with your counselor or advisor for more information. If you have a work study award, you must stop working.	If you do not complete all of your courses, you may be required to repay a portion of your Financial Aid funding. Your repayment is based on the number of days you attended classes. Contact the Financial Aid Office for more information if you are considering a total withdrawal. Your drop/withdrawal will also affect your completion rate. You must complete at least 67% of the courses you register for to remain eligible for Financial Aid. See the Financial Aid Satisfactory Academic Progress Policy and/or meet with your counselor or advisor for more information. If you have a work study award, you must stop working.	Check with the Financial Aid Office to make sure you do not have any holds that would prevent you from getting your diploma or certificate.
Student Loan Borrowers	You must complete a Loan Exit Session, even though you are still enrolled. The grace period on your student loans begins when you drop below 6 credits. Follow the link below to complete this requirement. Loan Exit Session	You must complete a Loan Exit Session. Follow the link below to complete the online Loan Exit Session. If you are returning for a subsequent term, you should contact the Financial Aid Office to make sure you are still eligible for funding. Loan Exit Session	You must complete a Loan Exit Session. Follow the link below to complete the online Loan Exit Session. Loan Exit Session