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Unlike other types of aid, a student loan must be repaid, along with all fees, charges and accumulated interest.  Student loans typically do not go into repayment until after the student has graduated, withdrawn from College or dropped to less than half-time status.   RCTC has several loan programs available for students and their families. Our Loan Comparison Chart helps to explain the differences in each loan type.

How do I apply for a student or parent loan?

Students must first complete the Free Application for Federal Student Aid (FAFSA) and receive an Award Letter from the RCTC Financial Aid Office.

Use the following link(s) to complete the loan application process for the loan(s) which is shown on your award letter. If you have not been awarded a loan, but are interested in borrowing, please contact James Scott in the Financial Aid office to discuss your loan options. James can be reached by email or by calling (507) 285-7267.

• Federal Stafford Loan Programs (Subsidized & Unsubsidized)
• Minnesota SELF Loan Program
• Federal Parent (PLUS) Loans
• Alternative Loans

What happens when I graduate, drop below 6 credits or withdraw?

You are required to complete an Exit Session and update your contact information for your lender. Click here for more information.

 

 

Rochester Community and Technical College
851 30th Ave SE, Rochester, MN 55904-4999
Contact Info: (507) 285-7210 or 1-800-247-1296 / TTY Relay 1-800-627-3529
RCTC is a University Center Rochester partner and a member of the MnSCU system.
© 2007 Rochester Community and Technical College, All rights reserved.
RCTC is an affirmative action, equal opportunity educator and employer.
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