Rights and Responsibilities for Financial Aid Students

Students have the right to:

  • Know their financial aid award is based on calculated financial need, defined as the difference between the cost of attendance (COA) and their Student Aid Index (SAI).
  • Know the amount of their aid and the timeline for disbursement.
  • Be informed about financial aid policies, including Satisfactory Academic Progress (SAP), and how to regain eligibility if suspended.
  • Understand policies related to the cost of attendance, refunds, return of Title IV funds, and withdrawals.
  • Access information about retention and completion rates, campus security statistics, and crime prevention.
  • Exercise their rights under the Family Educational Rights and Privacy Act (FERPA); personal information will not be released without written consent unless permitted or required by law.
  • Know about services and accommodations for students with physical, mental or cognitive disabilities.
  • Be informed about the College’s accreditation status.

Students have the responsibility to:

  • Maintain an active FSA ID and submit the Free Application for Federal Student Aid (FAFSA) each year by the published deadline to receive federal, state, and institutional funds.
  • Be accepted and enrolled as a regular student in a degree or eligible certificate program.
  • Ensure student records are accurate, including intended major, current contact information, and valid mailing address. Updates should be made through the Welcome and One Stop Center.
  • Regularly check and read RCTC email, as it is the college’s primary form of communication. Also check D2L frequently for important updates.
  • Submit all requested information in a timely manner, according to established deadlines and use financial aid funds only for educational expenses and related costs.
  • Finalize course registration by the end of the standard drop/add period each term.
  • Attend and actively participate in classes, completing all course requirements to maintain eligibility for aid.
  • Monitor enrollment level, as it may impact financial aid eligibility for various programs.
  • Promptly report any changes to the Financial Aid Ofice, including updates to enrollment status, personal or financial information, and educational plans.
  • Maintain satisfactory academic progress, as outlined in the Financial Aid Satisfactory Academic Progress (SAP) policy.
  • Complete required entrance and exit counseling for loans, and repay loans according to the terms of the promissory note and truth-in-lending forms.
  • Understand that withdrawing partially or fully may result in repayment of federal, state, or institutional funds.
  • Unpaid balances due to aid reversals will affect future eligibility.
  • Read and understand all Consumer Information related to financial aid and student responsibilities.
  • Follow all RCTC policies and the Student Code of Conduct.

Rev. July 2025